DETERMINAN RATE OF RETURN PADA PERBANKAN SYARIAH
Keywords:
Bank Syariah; Deposito; Rate of Return
Abstract
Artikel ini bertujuan untuk mengidentifikasi determinan tingkat pengembalian simpanan pada bank syariah. Penelitian ini menyelidiki faktor-faktor yang mempengaruhi tingkat pengembalian di bank syariah. Penelitian ini mengkaji determinan dan hubungan sebab akibat antara determinan utama pertumbuhan, yaitu deposito investasi mudharabah, tingkat bunga, tingkat pengembalian dan pendapatan pada bank syariah periode 2020 – 2021. Data dianalisis dengan menggunakan pendekatan kuantitatif yang menunjukkan hasil empiris bahwa deposito investasi mudharabah, tingkat bunga, tingkat pengembalian dan pendapatan, berkontribusi terhadap pertumbuhan perbankan syariah di Indonesia.
Kata Kunci: Bank Syariah; Deposito; Rate of Return
References
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Meslier, C., Risfandy, T. & Tarazi, A. (2017). Dual market competition and deposit rate setting in Islamic and conventional banks. Economic Modelling, 36, 318–333.
Mohsin, M. I. A., Dafterdar, H., Cizakca, M., Alhabshi, S. O., Razak, S. H. A., Sadr, S. K., Anwar, T., Obaidullah, M., Mohsin, M. I. A., Dafterdar, H., Cizakca, M., Alhabshi, S. O., Razak, S. H. A., Sadr, S. K., Anwar, T., & Obaidullah, M. (2016). Financing the Development of Old Waqf Properties: Classical principles and innovative practices around the world. In Palgrave Macmillan. Palgrave Macmillan.
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Relasari, I. & Soediro, A. (2005). An econometric analysis of conventional and Islamic bank deposits in Malaysia. Review of Islamic Economics, 9(1), 31–52.
Baehaqi, A., Birton, M. N. A., & Hudaefi, F. A. (2020). Time value of money in Islamic accounting practice: a critical analysis from maqāṣid al-Sharī ’ah. Journal of Islamic Accounting …. https://doi.org/10.1108/JIABR-09-2018-0155
Bara, A., & Pradesyah, R. (2021). Mosque Financial Management In The Pandemic Covid 19. … International Seminar Of Islamic Studies. http://journal.umsu.ac.id/index.php/insis/article/view/6206
BPS, 2021. Laporan Perbankan 2021.
Cevik, S. & Charap, J. (2015). The behavior of conventional and Islamic bank deposit returns in Malaysia and Turkey. International Journal of Economics and Financial Issues, 5(1), 111–124.
Cranston, R. (2002). Principles of Banking Law. Second Edition. Oxford University Press.
Hasan, H. A., Mansyur, S., & Mustamin, S. W. (2021). DAMPAK PANDEMI COVID-19 TERHADAP PERTUMBUHAN DANA PIHAK KETIGA PADA BANK SYARIAH. El Dinar, 9(1), 44–61. https://doi.org/10.18860/ed.v9i1.11431
Hamza, H. & Saadaoui, Z. (2016). Investment deposits, risk-taking and capital decisions in Islamic banks. Studies in Economics and Finance, 30(3),
Iqbal, Z. (2011). No An Introduction to Islamic Finance. John Wiley & Sons (Asia) Pte. Ltd.
Keynes, J. M. (1930). Economic Possibilities for our Grandchildren. In Essays in Persuasion. W.W.Norton & Co.
Meslier, C., Risfandy, T. & Tarazi, A. (2017). Dual market competition and deposit rate setting in Islamic and conventional banks. Economic Modelling, 36, 318–333.
Mohsin, M. I. A., Dafterdar, H., Cizakca, M., Alhabshi, S. O., Razak, S. H. A., Sadr, S. K., Anwar, T., Obaidullah, M., Mohsin, M. I. A., Dafterdar, H., Cizakca, M., Alhabshi, S. O., Razak, S. H. A., Sadr, S. K., Anwar, T., & Obaidullah, M. (2016). Financing the Development of Old Waqf Properties: Classical principles and innovative practices around the world. In Palgrave Macmillan. Palgrave Macmillan.
OJK. Statistik Perbankan Indonesia (SPI) 2021.
Prastowo, P. (2018). Analisis regional keuangan inklusi perbankan syariah terhadap ketimpangan pendapatan di Indonesia. In … Ekonomi dan Keuangan Islam. … of Economics, Universitas Islam …. https://journal.uii.ac.id/JEKI/article/download/10948/8535
Relasari, I. & Soediro, A. (2005). An econometric analysis of conventional and Islamic bank deposits in Malaysia. Review of Islamic Economics, 9(1), 31–52.
Published
2022-10-31
Section
Articles
